Retirement Age & Premium
Calculate retirement conditions for 4A (SSK) employees based on insurance start date and contribution days.
The tool compares standard and alternative retirement paths for 4A (SSK) employees using SGK period tables.
This version is only for 4A employees working under an employment contract. 4B, 4C, hazardous service credits, disability or special profession exceptions are not included.
For entries on or after May 1, 2008, the age requirement may change based on the date the relevant premium threshold was completed. Entering the real completion date gives a more accurate result if you have already reached that threshold.
This field becomes relevant after the 7200-day threshold is completed.
This field becomes relevant after the 4900-day threshold is completed.
How are retirement conditions calculated?
The tool splits the first insurance start date into three official 4A periods: on or before September 8, 1999; between September 9, 1999 and April 30, 2008; and May 1, 2008 and later. For each period, the premium day, age and insurance duration conditions in SGK tables are calculated for the standard and alternative paths, with EYT impact applied where relevant.
Scope and assumptions
For post-2008 age calculations and the date missing contribution days are completed, the tool assumes uninterrupted contributions continue from today onward. Hazardous service credits, military/birth buyback, disability, overseas buyback and insurance status changes are not included in this version.