Retirement Salary
Calculate retirement salary based on premium days and average earnings.
Split your total contribution days into the three official calculation periods. The sum of the three fields below must match the total contribution days above, and any period before the first insurance start date must stay at 0.
The tool produces an estimated 4A (SSK) base pension using SGK's period-based pension accrual logic.
If you do not know the breakdown, split your service statement days into pre-2000, 2000-September 2008 and post-October 2008 buckets.
How is the retirement salary estimate produced?
The tool splits total contribution days into three periods: pre-2000, 2000 to September 2008, and October 2008 onward. For 2000-2008 it applies SGK's official stepped ABO logic of 3.5%, 2% and 1.5%; for post-2008 it applies the 2% ABO and, when relevant, the 35% / 40% lower-bound rule. The pre-2000 part is estimated with a transparent model based on the old age and contribution uplift structure.
Scope and assumptions
This version is only for 4A. Hazardous service credits, military/birth buybacks, disability, overseas service combinations, 4B/4C statuses, real yearly update coefficients and statutory minimum pension completions are not reproduced one-to-one on this screen.