SGK Premium Calculator
Calculate employee and employer SGK premium amounts at current rates.
The tool evaluates premium earnings between the legal floor and ceiling for the selected year. The 2026 floor is 33.030,00 TL and the ceiling is 297.270,00 TL.
How is SGK premium calculated?
The premium earnings base is first adjusted to the legal floor and ceiling according to the selected premium days. Then, for standard 4A employees, long-term insurance, health insurance and unemployment premiums are calculated on the employee side; and long-term insurance, health insurance, short-term insurance branches and unemployment premiums are calculated on the employer side. In retired employee (SGDP) mode, SGDP rates replace unemployment premiums.
Scope and assumptions
This version uses official 2025 and 2026 SGK rates for private-sector 4A employees. Apprentices, interns, hazardous-service accrual, public employees, overseas insured workers, combined incentive packages and document-type-specific exceptions are not included.